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Risk Management Services

Quality assurance and loss prevention 
AFIIC has developed specialized loss prevention programs to control losses.  Loss prevention measures include plant inspections, routine audits and on-site classroom training by our loss prevention personnel.  We can structure loss control procedures for product quality assurance, premises, transportation and other areas as required.

Risk financing
AFIIC offers deductible options that can provide significant premium savings.  Our underwriters work closely with each insured to structure appropriate deductible levels and coverage limits.  We can demonstrate how to retain small losses through the use of deductibles, and use higher coverage limits to obtain protection from larger, catastrophic losses.

Claims management
The AFIIC claims counsel provides the highest level of expertise available in the management of animal health and nutrition claims.  We aggressively defend claims that are unreasonable or without merit.  On the other hand, if we are responsible for a claim, we act promptly to settle it.

Participant requirements
To participate in the AFIIC liability program, each policy holder agrees to become an owner in the company through the purchase of company stock.  Also, every insured takes part in an industry loss prevention program that serves to mitigate claims and support claims defense.